Excalibur Insurance Group

A life insurance policy, depending on how you structure it, guarantees that there will be a pay out of the death benefit to the named beneficiaries after the death of the insured, provided the premiums have been paid on time and the death occurs within the term of the policy and not after an excluded incident. Life insurance policies, however, are blank canvases with many different coverage options in the form of riders. These riders can create a unique work of financial security for your loved ones.

The accelerated benefit rider, or terminal illness benefit, is one helpful rider available on many life insurance policies. A policy with an accelerated benefit rider requires that you pay a slightly higher premium (unless your insurer affords this rider at no cost). With this higher premium, you can access a part of your death benefit before you pass away if you’ve been…

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About #nofeeslender

Having invested more than a decade of solid experience in the Real Estate Mortgage Industry (in Retail Banking, Retail Brokerage and Wholesale Banking Lending) along with countless years of cutting-edge, high-technology real estate computer system knowledge, I gratuitously provide my Valued Clients--both "Property Virgins" and Long-Term "Real Estate Gurus"--with informative, analytical, technological, resourceful and expert advice that help them make the best informed decisions for their own unique situations to reach their mortgage planning goals. Specialties:"I specialize in helping individuals like you and family like yours find, qualify for and own a home of their dream with little or no money down, even with less than perfect credit!"
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